Insurance for Delis & Sandwich Shops from the Lambert Agency

You wake up each day pondering the sandwich and soup of the day. You listen for the delivery of your fresh produce while you breathe in the warm aromas of fresh-baked breads. This is your life. Your passion. Experience the comfort of knowing that your business’ future is secure with business insurance for delis and sandwich shops with the Lambert Agency.

Whether you are the favorite local deli or the trendy sandwich shop featuring paninis and flatbread sandwiches, the Lambert Agency understands the unique needs for your business insurance. Let us partner with you, and take some worries off your plate. We’ve been providing professional, personal service for more than 80 years. And since insurance for delis is one of our specialties, we can work with you to select a plan that fits your business and your budget.

Q: How does the Lambert Agency understand that sandwich shops are different from other businesses?

A: Food is your business. So any kind of spoilage or contamination of your stock can be very harmful to your bottom line. And the equipment in your kitchen – from slicers to freezers – are the tools of your trade. When they stop humming, so does your business.

We understand that while you are a restaurant owner, your sandwich shop is very different from those full-service places that have menus as long as your arm. That means your insurance needs are different, too, and so it shouldn’t cost as much.

Q: What specific coverages do sandwich shops need?

A: Sandwich shops need:

• Building and Contents Coverage
• General Liability Coverage
• Equipment Breakdown Coverage
• Spoilage Coverage
• Business Interruption Coverage
• Food Contamination Coverage
• Business Auto Coverage
• Business Umbrella Coverage

Q: Does the Lambert Agency offer these coverages?

A: Yes

Q: Can the Lambert Agency meet all of my insurance and financial needs?

A: Yes! We offer a full range of personal and business insurance products. We also offer financial services, mortgage and banking services. This means we can cover your home, personal autos, business vehicles, workers compensation, life insurance, business property and liability, personal and commercial umbrella, mortgages and investments.

Q: If I have several locations, do I need to have several policies?

A: No, the Lambert Agency can insure all of your locations on one policy, saving you money.

Q: How is the Lambert Agency rated and what does this rating mean?

A: Nationwide is rated A+ (Superior) by A.M. Best, an independent insurance benchmarking group. The superior rating is assigned to companies that have a superior ability to meet their ongoing obligations to policyholders.

Q: What can you do to help me as my business changes?

A: We offer periodic insurance reviews called business CARE Reviews. CARE reviews are triggered by opening a new location, adding on to existing space, starting to offer higher value food, changes in the industry from court rulings, when a claim has been made and at renewal time. All of these moments have insurance coverage implications, and we want to make sure you are adequately protected.