Your One-Stop Resource for Attorneys’ Office Insurance
Your clients count on you to advise them on legal issues and represent them in court. That’s a huge responsibility. And it’s why the Lambert Agency® offers comprehensive insurance for law practices to protect you in the event of an accident, so you can continue to practice law. Our business insurance for law firms will protect you and allow your clients to retain you, so that their legal issues are in competent and experienced hands.
Whether you own your own attorneys’ office building or lease space downtown, the Lambert Agency understands your unique needs when it comes to business insurance for a law practice..
Let us partner with you, and take some worries off your plate. We’ve been providing professional, personal service for more than 80 years. And since insurance for law firms is one of our specialties, we can work with you to select a law firm insurance policy that fits your business and your budget.
Learn More About Law Office Insurance
To get you started, here are some common concerns shared by attorneys that law office insurance covers you from, along with some ways we can help and some tools you can use to help yourself. When you’re ready to speak to an agent, call us at (205) 879-7283 and ask for your free law office insurance quote.
Q: How does the Lambert Agency understand that attorneys’ offices are different from other businesses?
A: In the legal industry, stressful situations are part of your everyday life. The Lambert Agency can take care of your insurance needs while you are busy taking care of your client’s needs.
From important papers and records to your office building and its content, you have many areas of your business that need protection. We understand that you have professional concerns as well as more general office concerns. The Lambert Agency has the experience and the products to put your mind at ease.
Q: What specific coverages do attorneys’ offices need?
A: Attorneys’ offices need:
- Premises Liability Coverage
- Valuable Papers and Records Coverage
- Building and Contents Coverage
- Computer Coverage
- Property Coverage
- General Liability Coverage
- Accounts Receivable Coverage
- Business Auto Coverage
- Business Umbrella Coverage
- Personal and Advertising Injury Coverage
Q: Does the Lambert Agency offer these coverages?
A: Yes.
Q: Does the Lambert Agency offer Professional Liability Coverage (Malpractice Coverage) for attorneys?
A: The Lambert Agency does not offer Professional Liability Coverage, but we can work with a partner company to offer a solution for your firm.
Q: What type of coverage is often overlooked for attorneys’ offices?
A: Valuable Papers and Records Coverage – Attorneys often have records, documents and reference materials that are expensive to replace, including important client documents. This coverage can protect you if the documents are damaged or stolen.
Equipment Breakdown coverage – Offices typically have expensive communication equipment, such as telephone systems and computer networks. If they break down, replacement can be costly. Most insurance companies automatically include this coverage but some require that it is separately added. Make sure you ask your agent about this coverage.
Flood insurance – The Lambert Agency does not offer flood insurance, but your agent can connect you to the National Flood Insurance Program, which is a government-sponsored insurance that offers up to $500,000 in coverage.
Q: What is umbrella insurance?
A: It’s a way to add higher limits to your existing insurance. For example, if your current liability policy covers a $1 million lawsuit and you are successfully sued for $2 million, umbrella insurance can cover the difference. Best of all, we can provide this excess liability coverage over your business vehicles as well as your business liability.
Q: Can the Lambert Agency meet all of my insurance and financial needs?
A: Yes. We offer a full range of personal and business insurance products. We also offer financial services, mortgage and banking services. This means we can cover your home, personal autos, business vehicles, workers compensation, life insurance, business property and liability, personal and commercial umbrella, mortgages, loans and investments.
Q: If I have several locations, do I need to have several policies?
A: No, the Lambert Agency can include all of your locations in one policy, saving you money.
Q: How is the Lambert Agency rated and what does this rating mean?
A: Nationwide is rated A+ (Superior) by A.M. Best, an independent insurance benchmarking group. The superior rating is assigned to companies that have a superior ability to meet their ongoing obligations to policyholders.
Q: What can you do to help me as my business changes?
A: We offer periodic insurance reviews of your business and your coverage. These reviews are triggered by opening a new location, adding on to existing space, changes in the industry from court rulings, when a claim has been made and at renewal time. All of these moments have insurance coverage implications, and we want to make sure you are adequately protected.